Terms of Use & Disclaimer
Last updated: August 12, 2026

These Terms of Use and Disclaimer govern access to and use of www.pierolorenzorealtor.com, including its articles, property information, analytical frameworks, reports, images, links, and other content.
By accessing or using this website, you acknowledge these Terms. If you do not agree with them, please discontinue use of the website.

1. Website Owner
This website is operated by:
Lorenzo International Real Estate
Piero Lorenzo, California Licensed Real Estate Broker
California DRE License #01975799
207 Mission Street
Santa Cruz, CA 95060
United States

2. Informational Purpose
The website provides general information concerning real estate, economics, property ownership, cross-border transactions, Italy, California, and related subjects.
Website content does not constitute individualized:

• legal advice;
• tax or accounting advice;
• financial or investment advice;
• securities advice;
• immigration or citizenship advice;
• architectural, engineering, surveying, or technical advice;
• property appraisal or valuation;
• mortgage approval or lending advice;
• title, planning, zoning, cadastral, or regulatory certification.

Readers should consult appropriately qualified professionals before making legal, tax, financial, technical, lending, immigration, investment, or property decisions.

3. No Professional Relationship Created by the Website
Accessing this website, submitting an inquiry, subscribing to the newsletter, sending a property link, or communicating with Lorenzo International Real Estate does not by itself create a broker-client, agency, fiduciary, advisory, or other professional relationship.
A professional relationship is created only through a written engagement or representation agreement accepted by the relevant parties.
Any services, responsibilities, fees, limitations, and representation terms contained in an executed agreement will control over general descriptions appearing on the website.

4. Real Estate Licensing and Geographic Scope
Piero Lorenzo is a licensed California real estate broker. That California license applies to real estate brokerage activities conducted within the scope of California law.
Services concerning Italian property are provided according to the nature of the engagement and the applicable legal and professional framework. Lorenzo International Real Estate may communicate and coordinate with property owners, listing agents, notaries, surveyors, geometri, architects, engineers, attorneys, tax professionals, mortgage specialists, and other qualified parties.
Activities requiring a particular Italian license or professional qualification are performed by the appropriately qualified independent professional.
Lorenzo International Real Estate does not represent that a California real estate license constitutes an Italian legal, notarial, tax, engineering, surveying, architectural, or other professional qualification.

5. Independent Professionals
Notaries, attorneys, surveyors, geometri, architects, engineers, inspectors, tax professionals, mortgage professionals, listing agents, and other specialists operate within their own professional roles and remain responsible for their respective work.
Coordination, communication, document collection, or the introduction of a professional does not make that professional an employee, partner, or agent of Lorenzo International Real Estate.
Unless expressly agreed otherwise in writing, users and clients remain responsible for selecting, retaining, and evaluating independent professionals and for reviewing their advice, reports, fees, and engagement terms.

6. Property Information
Property information may be obtained from sellers, listing agents, property portals, public records, professionals, and other third-party sources.
Prices, availability, dimensions, floor areas, boundaries, taxes, condominium expenses, rental information, descriptions, photographs, plans, maps, energy ratings, and other details:

• may change without notice;
• may contain errors, omissions, or outdated information;
• may not have been independently verified;
• should not be relied upon as a substitute for appropriate legal, technical, cadastral, planning, financial, and physical investigation.

A property’s appearance on this website does not guarantee that it remains available, can be legally transferred, is suitable for a particular use, qualifies for financing, may be renovated as intended, or may be used for short-term rentals.
Buyers should independently verify all material facts through the appropriate professionals before assuming contractual obligations.

7. Direct Listings and Buyer Representation
Lorenzo International Real Estate may occasionally market selected properties on behalf of sellers while separately providing buyer advisory and representation services in other transactions.
Representation relationships are established and disclosed through written agreements. Unless expressly stated otherwise, property information on this website should not be interpreted as establishing representation of a visitor or prospective buyer.
When Lorenzo International Real Estate represents a seller, it does not simultaneously act as that buyer’s exclusive advisor in the same transaction.

8. Economic and Financial Content
Articles, calculations, case studies, projections, reports, and examples involving property prices, rental income, occupancy, operating expenses, financing, interest rates, inflation, exchange rates, taxation, appreciation, internal rate of return, net present value, or resale proceeds are provided for educational and analytical purposes only.
Figures may be based on assumptions, estimates, historical data, selected examples, or hypothetical scenarios. Actual results may differ materially because of:

• property-specific conditions;
• market changes;
• rental restrictions;
• vacancy and seasonal demand;
• taxes and operating expenses;
• renovation and maintenance costs;
• financing terms;
• exchange-rate movements;
• regulatory changes;
• transaction timing;
• unexpected events.

Past conditions and historical results do not guarantee future performance. No article, calculation, or case study constitutes a promise of income, appreciation, liquidity, investment return, or resale value.
Lorenzo International Real Estate and Piero Lorenzo do not provide securities or regulated investment-advisory services through this website.

9. PL‑ERI™ and Transaction Friction Map™
The PL‑ERI™ — Piero Lorenzo Economic Resilience Index and the Transaction Friction Map™ are proprietary analytical frameworks developed to organize and interpret selected economic, real estate, operational, technical, procedural, and transaction-related information.
These frameworks:

• do not constitute appraisals, credit ratings, investment ratings, or guarantees;
• do not predict future property values or investment performance;
• do not replace legal, tax, technical, notarial, lending, or financial analysis;
• may rely on third-party data that is revised, delayed, incomplete, or subject to methodological limitations;
• involve professional judgment and should not be interpreted as purely objective measurements.

Regional rankings or assessments do not determine whether an individual property or transaction is appropriate for a particular person.
Methodologies, data sources, assumptions, and conclusions may be revised as new information becomes available.

10. Property Purchases Made Remotely or Unseen
Information regarding remote or unseen property purchases is educational and does not imply that every property can or should be purchased without an in-person visit.
Video visits, photographs, virtual tours, document review, inspections, and professional coordination can reduce uncertainty but cannot reproduce every aspect of personally experiencing a property, building, neighborhood, or surrounding environment.
The buyer remains responsible for deciding whether the available information and professional investigations are sufficient to proceed.

11. No Guarantee of Outcome
Lorenzo International Real Estate does not guarantee:

• that a suitable property will be found;
• that a seller will accept an offer;
• that financing will be approved;
• that a transaction will close;
• that technical or legal issues can be resolved;
• that permits or rental authorizations will be obtained;
• that a property will produce income or appreciate;
• that a professional, governmental office, lender, seller, or other third party will act within a particular timeframe.

Real estate decisions and transactions involve uncertainty, third parties, and circumstances outside the control of Lorenzo International Real Estate.

12. Consultations and Professional Services
Descriptions of consultations, buyer advisory, transaction advisory, tours, property searches, seller representation, and other professional services are general summaries.
Availability, scope, fees, credits, scheduling, cancellation terms, and refund conditions may vary and are established through the applicable booking terms or written engagement agreement.
Booking or paying for a limited consultation does not automatically create an ongoing buyer-representation or brokerage relationship.

13. Testimonials
Testimonials describe the personal experiences of individual clients or professional collaborators.
They do not guarantee that another client will receive the same result. Outcomes depend on the property, market, transaction, participants, timing, client decisions, and other circumstances.
Testimonials may be edited for formatting, length, spelling, or clarity without intentionally changing their meaning.

14. Third-Party Links and Services
The website may contain links to property portals, government agencies, professional organizations, scheduling platforms, payment providers, social-media services, mortgage providers, and other third-party websites.
These links are provided for convenience and informational purposes. Lorenzo International Real Estate does not control and is not responsible for third-party:

• content or accuracy;
• availability or security;
• privacy practices;
• services or advice;
• products, fees, or contractual terms.

A link or professional introduction does not necessarily constitute an endorsement or guarantee.

15. Intellectual Property
Unless otherwise stated, the original text, branding, graphics, analytical frameworks, page design, and other original materials appearing on the website are owned by or licensed to Lorenzo International Real Estate and are protected to the extent provided by applicable intellectual-property law.
This includes, where legally protectable, the names, presentation, graphics, written methodology, and original content associated with PL‑ERI™ and the Transaction Friction Map™.
Users may view, print, or save reasonable portions of the website for personal, noncommercial use.
Without prior written permission, users may not:

• reproduce or republish substantial portions of the website;
• use content for commercial publication or marketing;
• remove ownership or attribution notices;
• modify or create misleading versions of website materials;
• scrape, systematically extract, or compile website content or data;
• represent website content or analytical frameworks as their own.

Third-party trademarks, photographs, data, and materials remain the property of their respective owners.

16. Acceptable Use
Users may not use the website:

• for unlawful, fraudulent, or misleading purposes;
• to interfere with its security, availability, or operation;
• to introduce malicious code or attempt unauthorized access;
• to collect information about other users;
• to impersonate another person;
• to infringe intellectual-property, privacy, or other legal rights;
• to submit knowingly false, defamatory, or harmful content.

17. Website Availability and Changes
The website and its content may be modified, corrected, suspended, or removed at any time without notice.
Lorenzo International Real Estate does not guarantee that the website will always be available, uninterrupted, secure, or free from technical errors.
There is no obligation to update every article immediately after a change in law, regulation, market data, taxation, financing conditions, or professional practice. Readers should verify time-sensitive information independently.

18. Disclaimer of Warranties
The website is provided on an “as is” and “as available” basis.
To the fullest extent permitted by law, Lorenzo International Real Estate disclaims express and implied warranties concerning the website, including warranties of accuracy, completeness, reliability, availability, merchantability, fitness for a particular purpose, and non-infringement.
Nothing in these Terms excludes any warranty or right that cannot legally be excluded.

19. Limitation of Liability
To the fullest extent permitted by applicable law, Lorenzo International Real Estate, Piero Lorenzo, and their service providers will not be liable for indirect, incidental, special, punitive, or consequential losses arising solely from access to, reliance upon, or inability to use this website or third-party links.
These Terms do not limit liability that cannot legally be limited, including liability arising from fraud, willful misconduct, or other non-waivable obligations.
Liability arising from professional services is governed by the applicable written engagement agreement and applicable law, rather than by general website content.

20. Privacy
Use of the website is also subject to the Privacy Policy, which explains how personal information and website-usage data may be collected and processed.

21. Governing Law and Jurisdiction
These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles.
Subject to any mandatory rights or jurisdictional protections that cannot legally be waived, disputes concerning use of this website will be submitted to the state or federal courts with appropriate jurisdiction in Santa Cruz County, California.

22. Severability
If any provision of these Terms is found invalid or unenforceable, the remaining provisions will continue in effect to the fullest extent permitted by law.
Failure to enforce a provision does not waive the right to enforce it later.

23. Changes to These Terms
These Terms may be updated to reflect changes in the website, services, business practices, or applicable law.
The updated version will be posted on this page with a revised “Last updated” date. Continued use of the website after publication of updated Terms constitutes acknowledgment of the revised version.

24. Contact Information
Questions concerning these Terms may be directed to:
Lorenzo International Real Estate
207 Mission Street
Santa Cruz, CA 95060
United States
Email: [email protected]
Telephone: +1 831 428 1413